The Saltwater Realtor

Navy veteran. Lifelong waterman.

Tim Sherman sells waterfront, coastal and First Coast real estate across Northeast Florida — and has spent his whole life on the water that makes it worth buying.

Career Volume
$16M+
Deals Closed
50+
Clients Served
100+
Zillow Rating
5.0 ★
Who Tim is

He didn't learn the water for the job

Tim Sherman, The Saltwater Realtor

Tim Sherman grew up working and living on the water along the Chesapeake Bay in Maryland, then served six years in the U.S. Navy — 2009 to 2015, out as an E-5 Petty Officer. The Saltwater Realtor is not a marketing angle. It is the shortest accurate description of him.

That background shows up in the parts of a waterfront deal most agents skip. Whether a dock holds water at mean low tide or sits on mud. What a seawall looks like when it is quietly failing. Why an elevation certificate two feet either side of base flood changes an insurance premium by thousands a year. He has built docks, scraped barnacles, and owned the maintenance bill — so the questions he asks on a walkthrough are the ones that cost money later.

He has helped over 100 homeowners buy and sell across the First Coast, working in St. Johns, Duval, Nassau, Clay, Putnam and Bradford counties. Clients tend to describe the same three things: attentive, knowledgeable, responsive. Zillow has him at 5.0 stars across 18 verified reviews.

Away from work: husband and father, boating and drag racing, committed DIY'er, Floridian for life. If it has an engine — or floats — Tim is probably interested.

"The answer is always no unless you ask..."

Tim's rule
What he does

Five things Tim is genuinely specialised in

Primary specialty
Waterfront
Intracoastal, oceanfront, riverfront and lake property across Duval, Nassau, St. Johns, Clay and Flagler. Flood zones, dock permits, seawall condition and deep-water access at mean low water — evaluated, not assumed.
$750K and above
Luxury & Coastal
Ponte Vedra Beach, the Duval Beaches, Amelia Island, and coastal St. Johns County — historic St. Augustine, Anastasia Island and Vilano Beach.
Veteran-owned expertise
VA & Military
A veteran himself, Tim works with active duty and veteran buyers across NAS Jacksonville, NS Mayport and Kings Bay — VA entitlement, the funding fee, BAH math, and PCS timelines. He holds the NAR Military Relocation Professional designation.
Cross-country moves
Relocation
Neighbourhood matching through to closing day for families arriving from out of state. Tim has relocated his own family to and from the First Coast.
Portfolio building
Investment & Commercial
Multi-family, 1031 exchanges, REO, short sales and commercial development — for investors at any stage.
Coastal corridor
New Construction
Buyer representation in coastal new build along the Duval Beaches, Amelia Island and the coastal St. Johns County corridor.
Where he works

The salt-air coast

Duval Beaches — Atlantic Beach, Neptune Beach, Jacksonville Beach, Mayport
Nassau County — Amelia Island, Fernandina Beach, Yulee
Coastal St. Johns — Ponte Vedra Beach, historic St. Augustine, Anastasia Island, Vilano Beach, Crescent Beach

Beyond the coast, Tim works throughout St. Johns, Duval, Nassau, Clay, Putnam and Bradford counties, plus Green Cove Springs, Fleming Island, Orange Park and Palm Coast.

Credentials

Let's talk about your move

Twenty minutes, no pressure. Tim will give you a straight read on your situation — even if the honest answer is that now is not the time.

📅 Book a 20-minute call
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